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[CN Thái Nguyên] Retail Loan Officer - Chuyên viên Thẩm định Tín dụng Cá nhân

Work Location Thai Nguyen
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 2 Years
Salary Negotiable
Industry Banking, Customer Service, Retail / Wholesale
Deadline to Apply 02/11/2022
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Job Benefit

  • Insurance
  • Travel opportunities
  • Health checkup
  • Training & Development
  • Salary review

Job Description

This role is responsible for performing verification, documentation and settlement tasks for Retail Loan at the branch. The main responsibilities include:

- Performing verification of credit applications while ensuring excellence in customer service and adherence to Credit Policy and service level agreements.
- Validating customers' information via telephone call and cross-checking with reliable sources of information
- Calculating qualified credit limits based on verified income and Credit Guidelines and proposing for credit decision.
- Performing a variety of documentation and settlement tasks and processes: preparing security documents; processing of returned security documents; compiling credit agreements, contracts and related documents; stamping and registration of mortgage documents, recording and custody of documents; processing drawdown/rollover/maintenance/discharge of retail loan.

Job Requirement

- Bachelor's Degree in Banking, Finance, Accounting, and other related fields.
- At least 02-year experience in credit assessment/ loan processing
- Good English speaking and writing skills
- Strong customer focus
- Ability to prioritize, manage time and work under pressure

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