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[CN VĨNH PHÚC] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

Work Location Vinh Phuc
Job Level Student / Internship
Job Type Permanent
Qualification High School / Equivalent
Experiences 1 Years
Salary Negotiable
Industry
Deadline to Apply 18/07/2024
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Job Description


  • Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team
  • Explore, build up and maintain network relationship with target customers.
  • Maintain relationship with assigned existing customers
  • Set up sales plan to originate new loan deal and implement the plan effectively
  • Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision
  • Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)
  • Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.
  • Managing documents, information, and financial transactions in an organized, efficient, and secure manner
  • Meet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentation
  • Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed


Job Requirement


  • Bachelor’s degree in business, finance, or a related field
  • Proven working experience in selling home loan product.
  • Ability to make credit assessment, financial analysis
  • Solid understanding of lending products and practices
  • Comprehensive understanding of lending regulations
  • Excellent negotiation, communication, customer-service, and time-management skills
  • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
  • High self-motivated and committed
  • Ability to pass a background check


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