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- To submit accepted/rejected opinion to approval authority
- To fix credit rating
- To check data input on the credit rating system
- To request documents and information relating to legal status, repayment capacity (financial and non-financial), repayment history, collateral, loan purpose, business plan
- To verify the truthfulness of provided information
- To review the provided information for compliance with policy, regulations and laws
- To utilize and apply analysis model/skill/competence in order to make decision
- To point out credit risk factors of the borrower and recommend approach/condition to mitigate
- To forecast repayment sources sufficient to debt obligations and estimate tolerance in stressful business cycle
- To integrate macro and industrial factors into borrower’s business/income source to estimate credit risk
- To analyze collateral and other secured methods in term of legality, marketability, valuation for credit decision
- To request branches to update borrower’s information regularly or irregularly
- To provide industry information for credit risk analysis
- To train matters relating to credit analysis activities
- To feedback Branches relating to credit approval process
- To give contribution in construction of loan policy, loan guideline, credit process, loan
products
Education: Bachelor of Economics or relevant field
Experience: From 3 years of experience for credit analysis at Banks, Securities Companies or Fund Management Firms
Skills:
Credit analysis skill
Communication with open to criticism
Teamwork, treat people with respect
Problem Solving/Analytical Thinking
Initiative
Master degree (if any)
CFA certificate (if any)
Credit analysis course certificate (if any)
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Ha Noi, Thai Nguyen, Vinh Phuc
Deadline to apply: Unlimited
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Stay Connected. Why?
You know Shinhan Bank Vietnam 's recruitment via:
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Ho Chi Minh
Salary: 6,000,000 - 10,000,000 VND
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Ho Chi Minh
Salary: Negotiable