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[KHU VUC HA NOI] – CHUYÊN VIÊN THẨM ĐỊNH TÍN DỤNG [KHCN/KHDN] – [RETAIL/CORPORATE] LOAN OFFICER

Work Location Ha Noi (Hoan Kiem District)
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 1 Years
Salary Negotiable
Industry Accounting / Auditing / Tax, Banking, Finance / Investment, Law / Legal Services
Deadline to Apply 18/09/2024
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Job Benefit

  • Insurance
  • Travel opportunities
  • Health checkup
  • Training & Development
  • Salary review

Job Description

  • Evaluate credit worthiness via processing loan applications and documentation 
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics for preparing credit application and set up loan payment plans
  • Communicate with customer via phone/ direct meet / site visit the mortgage or customer's addresses either to request or to provide or to verify information and assess the customer credit worthiness and provided information.
  • Complete loan contracts and counsel customers on policies and regulations.
  • Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.
  • Update job knowledge on types of loans and other bank services
  • Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross-sell products and services 
  • Build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Job Requirement

  • Bachelor’s degree in business, finance, or a related field
  • Good interpersonal and communication skills in English
  • Good math and computer skills
  • Proven working experience as a Loan Officer or Loan admin
  • Solid understanding of lending products and practices
  • Comprehensive understanding of lending regulations
  • Excellent communication, customer-service, and time-management skills
  • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
  • High self-motivated and committed
  • Ability to pass a background check
Job tags: [KHU VUC HA NOI] – CHUYÊN VIÊN THẨM ĐỊNH TÍN DỤNG [KHCN/KHDN] – [RETAIL/CORPORATE] LOAN OFFICER

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