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[ KHU VỰC MIỀN NAM ] - NHÂN VIÊN THẨM ĐỊNH TÍN DỤNG KHCN/KHDN - RETAIL/CORPORATE LOAN OFFICER

Work Location Ho Chi Minh, Ba Ria - Vung Tau, Binh Duong, Can Tho, Dong Nai
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 1 - 5 Years
Salary Negotiable
Industry Accounting / Auditing / Tax, Banking, Customer Service, Consulting, Finance / Investment
Deadline to Apply 10/08/2024
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Job Benefit

  • Insurance
  • Travel opportunities
  • Allowances
  • Uniform
  • Health checkup
  • Training & Development
  • Salary review
  • Seniority Allowance
  • Annual Leave

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation 
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients via phone/ direct meet / site visit the mortgage or customer's addresses either to request or to provide or to verify information and assess the customer credit worthiness and background.
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross-sell products and services 
  • Build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Job Requirement

  • Bachelor’s degree  in business, finance, or a related field
  • Good interpersonal and communication skills in English
  • Good math and computer skills
  • Proven working experience as a Loan Officer
  • Solid understanding of  lending products and practices
  • Comprehensive understanding of lending regulations
  • Excellent communication, customer-service, and time-management skills
  • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
  • High self-motivated and committed
  • Ability to pass a background check

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