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[PGD HÀ ĐÔNG] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

Work Location Ha Noi (Ha Dong District)
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 1 Years
Salary Negotiable
Industry Banking
Deadline to Apply 04/01/2025
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Job Benefit

  • Insurance
  • Uniform
  • Incentive bonus
  • Health checkup
  • Training & Development
  • Salary review
  • Seniority Allowance
  • Annual Leave
  • Sport Club

Job Description

  • Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team
  • Explore, build up and maintain network relationship with target customers.
  • Maintain relationship with assigned existing customers
  • Set up sales plan to originate new loan deal and implement the plan effectively
  • Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision
  • Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)
  • Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.
  • Managing documents, information, and financial transactions in an organized, efficient, and secure manner
  • Meet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentation
  • Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed

Job Requirement

  • Bachelor’s degree in business, finance, or a related field
  • Proven working experience in selling home loan product.
  • Ability to make credit assessment, financial analysis
  • Solid understanding of lending products and practices
  • Comprehensive understanding of lending regulations
  • Excellent negotiation, communication, customer-service, and time-management skills
  • Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
  • High self-motivated and committed
  • Ability to pass a background check
Job tags: [PGD HÀ ĐÔNG] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

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