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[PGD Starlake] Retail Relationship Manager- Chuyên Viên Quan Hệ Khách Hàng Cá Nhân

Work Location Ha Noi
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 1 Years
Salary Negotiable
Industry Banking, Retail / Wholesale
Deadline to Apply 15/03/2025
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Job Benefit

  • Insurance
  • Allowances
  • Incentive bonus
  • Health checkup
  • Training & Development
  • Salary review
  • Annual Leave
  • Sport Club

Job Description

• Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team

• Explore, build up and maintain network relationship with target customers.

• Maintain relationship with assigned existing customers

• Set up sales plan to originate new loan deal and implement the plan effectively

• Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision

• Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)

• Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.

• Managing documents, information, and financial transactions in an organized, efficient, and secure manner

• Meet and exceed bank service standards while complying with bank bank’s credit policies and standards, local laws and regulations regarding approval, reporting and documentation

• Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed

Job Requirement

• Bachelor’s degree in business, finance, or a related field

• Proven working experience in selling home loan product.

• Ability to make credit assessment, financial analysis

• Solid understanding of lending products and practices

• Comprehensive understanding of lending regulations

• Excellent negotiation, communication, customer-service, and time-management skills

• Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork

• High self-motivated and committed

• Ability to pass a background check

Job tags: [PGD Starlake] Retail Relationship Manager- Chuyên Viên Quan Hệ Khách Hàng Cá Nhân

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