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Ha Noi-Loan Officer- Chuyên Viên Tín Dụng Có Kinh nghiệm

Work Location Ha Noi
Job Level Experienced (Non - Manager)
Job Type Permanent
Experiences 3 - 7 Years
Salary Negotiable
Industry Banking, Customer Service, Finance / Investment
Deadline to Apply Unlimited
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Job Benefit

  • Insurance
  • Travel opportunities
  • Incentive bonus
  • Health checkup
  • Training & Development
  • Salary review

Job Description

 

To obtain all business information, maintains contact with the borrower, usually detects any problems first, initiates action to correct the problems and provides a majority of the collection efforts.

Duties and Responsibilities:

·        Check all the credit information and thoroughly analyze the financial statements and other supporting data.

·        Review the credit files to make sure that they proper credit information, including financial statements, source of repayments, collateral, the market value and the valuation method, evaluation and depreciation method, etc.

·        Review the note and disbursement instructions prior to funding the loan.

·        Manage all assigned loans which entails: review all financial statements, obtaining the documents as dictated by the Loan Policy and the loan agreement, visit the borrower’s place of business, review all correspondence received from the borrower;

·        Be alert to other information sources which may provide information that suggest either potential problems or opportunities for additional business.

·        Diligently attempt to collect all past due loans.

·        Immediately report to the General Manager, Credit Planning Department all loans that appear to have deteriorated sufficiently to be included on the early warning list. 

·        Other assignments by GM/ Deputy GM

Job Requirement

Bachelor of Economics or relevant field

At least 2 years experience in credit/loan and trade finance

-   Strong legal sense

-   Intensive understanding of banking products especially loan and trade finance

-   Good knowledge on bank Risk management and Asset liability management

-   Strong Database management and utilization ability

-   Excellent office software skill (excel, word, power point)

-   Teamwork, treat people with respect

-   Interpersonal skills

-   Problem Solving/Analytical Thinking

-   Self motivation

-   Work under pressure

Fluent English

Prefer male

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